The National Credit Act – NCA

 

The National Credit Act no.34 of 2005 gives the property owner the freedom of choice. Under this act the consumer is no longer obliged to use a�?bank assessorsa�? that only apply computer assisted valuation (CAV) software that only derive at a value in exchange for a bond. The educated consumer will know that therea��s a huge difference between only getting a value and getting an independent well motivated valuation report from a professional valuer and then submitting it to the bank. The lenders/financial institutions are also obligated under the NCA to accept a valuation report from a registered valuer. Financial Institutions may request that the valuation report be covered by professional indemnity insurance. All the valuation reports from Corporate Valuations are covered by Professional Indemnity cover.

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